Zoom Insurance Brokers Pvt. Ltd.(“Zoom”) operates the website www.bimabuy.in (the “site”) to provide consumers a seamless way to choose and buy Insurance products from multiple Insurance companies. Zoom is not an insurance company. Zoom is a licensed Insurance Broking Company holding a Broking licence from the Indian Insurance Regulator - Insurance Regulatory and Development Authority of India.
The trade logo “Bima Buy” and the URL www.bimabuy.in is owned by Zoom Insurance Brokers Pvt. Ltd.(trade mark owner) and the same is used here. The services provided by the site are subject to the following conditions. Before you may use the site, you must read and accept all of the terms and conditions in, and linked to, this Terms of Use.
Please read these Terms and Conditions (hereafter referred to as “Terms of use”) carefully. Your Acceptance of the Terms of Use contained herein constitutes the Agreement for the Purpose as defined hereunder.
By visiting our site and accessing the information, resources, services, products, and tools we provide, you have confirmed that you have read, understand and agree to accept and adhere to the following terms of use, along with the terms and conditions as stated in our Privacy Policy (please refer to the Privacy Policy section for more information).
This Agreement describes the terms governing the usage of the facilities provided to you on the site. Clicking "I Agree" to "Terms & Conditions", shall be considered as your electronic acceptance of this Agreement under Information Technology Act, 2000 (as amended from time to time). Your continued usage of the facilities from time to time would also constitute acceptance of the Terms of Use including any updation or modification thereof and you would be bound by this Agreement until this Agreement is terminated as per provisions defined herein.
Your electronic consent, accepting these Terms of Use, represents that you have the capacity to be bound by it, or if you are acting on behalf of any person, that you have the authority to bind such person.
By visiting our website and accessing the information, resources, services, products, and tools we provide for you, either directly or indirectly (hereafter referred to as 'Resources'), you agree to use these Resources only for the purposes intended as permitted by (a) the terms of use, and (b) applicable laws, regulations and generally accepted online practices or guidelines.
Wherein, you understand that:
Your privacy is very important to us, which is why we've created a separate Privacy Policy in order to explain in detail how we collect, manage, process, secure, and store your private information. Our privacy policy is included under the scope of these terms of use.
You hereby agree to indemnify, defend and hold bimabuy.in and its directors, officers, POSP, owners, employees, information providers, licensors and licensees (collectively, the “Indemnified Parties”), affiliates harmless from and against any and all liability and costs incurred by the Indemnified Parties in connection with any claim arising out of any breach of the Agreement or the foregoing representations, warranties and covenants, without limitation, attorneys’ fees and costs. You shall cooperate in complete absolute manner when required in the defense of any claim. We reserve the right to take over the exclusive defense of any claim for which we are entitled to indemnification under these terms of use. In such event, you shall provide us with such cooperation as is reasonably requested by us.
From time to time, you may receive announcement about new products and offers with intent to promote this site and/or facilities/products of listed insurance companies (“Promotional Offers”). The Promotional Offer(s) would always be governed by these Terms of Use plus certain additional terms and conditions, if any prescribed. The said additional terms and conditions, if prescribed, would be specific to the corresponding Promotional Offer only and shall prevail over these Terms of Use, to the extent they may be in conflict with these Terms of Use. The Website reserves the right to withdraw, discontinue, modify, extend and suspend the Promotional Offer(s) and the terms governing it, at its sole discretion.
You agree to receive any notices or other communications about the products from the site in electric form. Electronic communications may be posted on the site and/or delivered to your registered email address, mobile phones etc either by listed insurance companies or by Zoom with whom the services are availed. All communications in electronic format will be considered to be in "writing". Your consent to receive communications electronically is valid until you revoke your consent by notifying of your decision to do so. If you revoke your consent to receive communications electronically, the insurance companies or Zoom shall have the right to terminate the facilities.
Although all efforts are made to ensure that information and content provided as part of this site is correct at the time of inclusion on the site, however there is no guarantee to the accuracy of the Information. This site makes no representations or warranties as to the fairness, completeness or accuracy of Information. There is no commitment to update or correct any information that appears on the Internet or on this site.
By using this site, you understand and agree that all resources we provide are "as is" and "as available". This means that we do not represent or warrant to you that:
In conjunction with the Limitation of Warranties as explained above, you expressly understand and agree that this site is provided to you on an "as is" and "where-is" basis, without any warranty. Zoom will not be liable to you or any third party for any damages of any kind, including but not limited to, direct, indirect, incidental, consequential or punitive damages, arising from or connected with the site, including but not limited to, your use of this site or your inability to use the site or as a result of any changes, data loss or corruption, cancellation, loss of access, or downtime to the full extent that applicable limitation of liability laws apply.
Further, Zoom and the providers of information shall not be liable, at any time, for any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communications line failure, theft or destruction or unauthorized access to, alteration of, or use of information contained at this site.
All content and material available on www.bimabuy.in, including but not limited to the trademarks, logos, text, graphics, website name, code, images and service marks ("Marks") displayed on the Site are the intellectual property of Zoom and are protected by applicable copyright and trademark law. You are prohibited from using any Marks of this site for any purpose including, but not limited to use as metatags on other pages or sites on the World Wide Web without the written permission of Zoom or such third party which may own the Marks. You are prohibited from modifying, copying, distributing, transmitting, displaying, publishing, selling, licensing, creating derivative works or using any Content available on or through the Site for commercial or public purposes unless specifically authorized by Zoom.
You agree that we may, at our sole discretion, suspend or terminate your access to all or part of our website and Resources with or without notice and for any reason, including, without limitation, breach of this Terms of Use. Any suspected illegal, fraudulent or abusive activity may be grounds for terminating your relationship and may be referred to appropriate law enforcement authorities. Upon suspension or termination, your right to use the Resources we provide will immediately cease, and we reserve the right to remove or delete any information that you may have on file with us, including any account or login information.
You agree that these Terms of Use are the complete and exclusive statement of agreement supersede any proposal or prior agreement, oral or written, and any other communications between you and insurance companies and its Third-Party Service Providers or processor bank/merchants relating to the subject matter of these Terms of Use. These Terms of Use, as the same may be amended from time to time, will prevail over any subsequent oral communications between you and the site and/or the processor bank.
You agree and understand that the Website will automatically receive and collect certain anonymous information in standard usage logs through the Web server, including computer/computer resource-identification information obtained from "cookies" sent to your browser from a web server or other means as explained in the Privacy Policy.
We reserve all the rights, at any time, at our sole discretion, to change or otherwise modify the Terms of Use without any prior notice, and your continued access or use of this Site signifies your acceptance of the updated or modified Terms of Use.
This site is controlled by Zoom from our office located in Gurugram, and we specifically prohibit you from usage of any of its facilities in any countries or jurisdictions that do not corroborate to all stipulations of these Terms of Use, although, this site can be accessed in most countries around the world. As each country has laws that may differ from those of Gurugram, by accessing our site, you agree that the statutes and laws of Haryana without regard to the conflict of laws and the United Nations Convention on the International Sales of Goods, will apply to all matters relating to the use of this website and the purchase of any products or services through this site. In case of any dispute, either judicial or quasi-judicial, the same will be subject to the laws of India, with the courts in Gurugram having exclusive jurisdiction.
These Terms and Conditions are governed by and to be interpreted in accordance with laws of India, without regard to the choice or conflicts of law provisions of any jurisdiction. You agree, in the event of any dispute arising in relation to these Terms of Use or any dispute arising in relation to the site whether in contract or tort or otherwise, to submit to the jurisdiction of the courts located at Gurugram, India for the resolution of all such disputes.
Unless otherwise expressed, Zoom expressly disclaims all warranties and conditions of any kind, whether expressed or implied, including, but not limited to the implied warranties and conditions of merchantability, fitness for a particular purpose, and non-infringement.